This Educational and Tax Disclaimer applies to the website, publications, guides, articles and educational products of JY Services & More Inc., d/b/a Menendez Vet Financial Group (the "Firm"), including the Veterinary Business Launch Bundle and every digital resource included with it.
It supplements the disclaimers and the no-guarantee and limitation-of-liability provisions already contained in the Firm's Standard Terms and Conditions and service-specific terms. Where existing language is stronger, that stronger language controls; nothing here weakens it.
1. Educational Purpose
The Veterinary Business Launch Bundle and its digital resources are provided for educational and informational purposes only. Nothing in the Bundle, on this website, or in any related material constitutes individualized tax advice, legal advice, investment advice, accounting advice, financial planning advice, or professional business-formation advice for any specific person or business.
The Veterinary Business Launch Bundle is an educational product. Purchasing it does not, by itself, create a tax professional-client, accounting-client, advisory, business-formation, payroll, bookkeeping, or other professional service relationship with the Firm. Professional services require a separate engagement, a separate service agreement, completion of the Firm's onboarding process, and acceptance of the engagement by the Firm.
2. Examples, Illustrations and Educational Models
Examples, illustrations, case studies, sample calculations, hypothetical scenarios, worksheets, decision tools, checklists, diagrams and educational models are provided for general educational purposes. They are simplified, they do not describe the reader's situation, and they are not a recommendation to take any specific action.
Past examples, prior client outcomes and illustrative results do not guarantee or predict similar results for anyone else.
3. Individual Facts and Circumstances
Tax treatment depends on individual facts and circumstances. Whether an LLC, corporation, S-Corporation election, payroll structure, reasonable-compensation approach, deduction, reimbursement arrangement, retirement strategy, or any other tax or business strategy is appropriate depends entirely on the purchaser's own circumstances and applicable requirements.
Federal and state tax laws, agency positions, filing requirements and thresholds change over time, and state requirements vary. Material that was accurate when published may become outdated.
- Obtain individualized professional advice before implementing any tax, legal, payroll, accounting, entity, or financial strategy.
- Consult a licensed attorney for any legal matter, including entity documents, ownership arrangements and employment matters.
- Verify state-specific requirements, including any veterinary licensing or professional-entity requirements applicable where you practice.
4. No Guarantee of Results
No specific tax savings, financial result, deduction, refund, reduction in tax liability, audit outcome, agency determination, or business outcome is guaranteed by the Bundle or by any educational material. The Firm's no-guarantee provisions, including Section 7 of the Standard Terms and Conditions, apply in full.
5. Digital Tools, Calculators and AI Resources
Digital tools, calculators, spreadsheets, expense mappers, prompts, GPT and other AI-assisted resources, and automated educational resources included in or with the Bundle may generate incomplete, inaccurate, outdated, or inappropriate outputs. They are educational aids only and must not be relied upon as a substitute for professional review.
Users remain responsible for verifying any information, figure, classification, or suggested treatment before making a financial, tax, legal, payroll, accounting, or business decision, and for retaining appropriate documentation.
6. Limitation of Liability
The limitation-of-liability provisions in the Firm's Standard Terms and Conditions, including Section 6, apply to the website, all educational material, the Bundle, and every digital resource included with it. To the maximum extent permitted by law, the Firm is not liable for any action taken, or not taken, in reliance on educational material.
7. Purchasers and Clients Are Not the Same
A purchaser of an educational product is not a client. A client is a person or entity that has completed onboarding and entered into a signed engagement accepted by the Firm, under which the Firm performs professional services within a defined scope. Only that relationship creates professional duties, deliverables, or reliance on the Firm's judgment for a specific situation.
Questions about these terms, or any formal notice, can be sent to info@menendeztaxes.com.